Privacy Policy & Terms and Conditions
Privacy Policy
At Beyond the Budget, your privacy is important to us. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website, use our services, or make a purchase. By accessing or using our website, products, or services, you agree to be bound by these terms.
Effective Date: 7/24/2025
What Information Do We Collect?
We collect both personal and non-personal information that you provide to us directly or that is gathered automatically through your interaction with our site. This may include:
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Your name, email address, password, and any other details you provide through contact forms, account creation, or product purchases.
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Payment details (including credit card information).
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Communications, product reviews, feedback, and custom requests.
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Your IP address, browser type, and session data such as page response times, page interactions, visit durations, and referral paths.
How Do We Collect Information?
We collect information when you:
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Submit a contact form
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Subscribe to emails or create an account
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Purchase products or services
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Engage with the site (including browsing behavior via analytics tools)
We collect this information by fair and lawful means, with your knowledge and consent. You may decline to share certain data, but doing so may limit your ability to access some services.
Why Do We Collect Personal Information?
We collect personal and non-personal information to:
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Provide and operate our products and services
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Offer customer support and respond to inquiries
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Contact you with important updates or promotional messages (only with your permission)
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Improve user experience through aggregated statistical data
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Comply with applicable laws and regulations
How Do We Store, Use, Share, and Disclose Your Personal Information?
Our website is hosted on the Wix.com platform. Wix provides the secure infrastructure that powers our online store and site. Your information may be stored in Wix’s databases and applications, which are protected by secure servers and firewalls.
Any payments made through our site are processed via Wix’s PCI-DSS-compliant payment gateways. These standards, managed by the PCI Security Standards Council (including Visa, MasterCard, American Express, and Discover), ensure your payment data is handled safely and securely.
We do not sell, trade, or rent your personal information to third parties.
Meetings or video/phone calls:
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Topics discussed may be anonymously and hypothetically referenced to improve quality of service.
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May be recorded for educational purposes or to provide the best customer service possible and will not be used for other purposes unless express permission is granted
How do we communicate with you?
We may contact you to:
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Manage your account or provide account-related support
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Resolve disputes or troubleshoot technical issues
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Collect outstanding fees or payments
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Conduct surveys or request feedback
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Share important updates about our services, products, or policies
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Send promotional materials and information
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Enforce our User Agreement or comply with legal obligations
We may reach out to you via email, phone, text message, or postal mail, depending on the nature of the communication and your contact preferences.
Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience, analyze website traffic, and understand user behavior. Cookies are small data files stored on your device that help websites remember your preferences and activity.
We use cookies for:
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Site functionality and performance
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Analytics and usage tracking
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Personalization and marketing
You can control or disable cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain features on our site.
By continuing to use our website, you consent to our use of cookies in accordance with this policy.
Your Rights & Choices
You may access, correct, or delete your personal information at any time by contacting us. You may also unsubscribe from marketing communications using the “unsubscribe” link in any of our emails.
Changes to This Policy
We may update this Privacy Policy occasionally to reflect changes to our practices or for legal reasons. Updates will be posted on this page with the revised effective date.
Contact Us
If you have any questions about this Privacy Policy or how your data is handled, please contact us.
Terms and Conditions
By accessing or using our website, products, or services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully. If you do not agree to these Terms, do not use our website or services.
Effective Date: 7/24/2025
Use of Our Website and Services
You agree to use our website and services for lawful purposes only. You must not engage in any activity that:
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Violates any local, state, or national law
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Interferes with or disrupts our services or servers
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Attempts to gain unauthorized access to any systems or accounts
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Uses the website for commercial or illegal purposes without permission
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, spreadsheets, and software, is the property of Beyond the Budget, LLC and is protected by copyright, trademark, and other intellectual property laws. All purchases grant a limited license for use, not ownership. Intellectual property remains with Beyond the Budget.
You may not:
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Reproduce, duplicate, copy, sell, or otherwise exploit any part of the website, products, or materials outside their original intended purpose
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Use any content from our site for commercial purposes without authorization
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Alter, create variations, or make money off the work in any form
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Claim ownership, in full or in part
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Remove or alter credits/branding
Disclaimer
The tools, templates, and spreadsheets provided by Beyond the Budget, LLC are designed for educational and informational purposes only. Please note:
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They do not provide financial, investment, legal, or tax advice
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Beyond the Budget, LLC is not a licensed financial advisor
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No guarantee is made regarding financial outcomes
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Beyond the Budget provides no warranties of any kind, express or implied
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Accuracy of formulas, projections, or calculations is not guaranteed
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Users are fully responsible for their own financial decisions
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By using these tools, you agree that Beyond the Budget, LLC is not liable for any actions taken based on their use
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For personalized guidance, users should consult a qualified professional
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We are not obligated to provide future updates, maintenance, or fixes
You release and discharge Beyond the Budget, LLC and Alisa Feng from any claims or damages arising from use of products or services. This release extends to heirs, executors, successors, and assigns.
Account Creation
If you choose to create an account on our website, you are responsible for maintaining the confidentiality of your account information (including your username and password) and for all activities that occur under your account.
You agree to:
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Provide accurate, current, and complete information during the account creation process
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Notify us immediately if you become aware of any unauthorized use of your account
Payments and Purchases
When you make a purchase on our website, you agree to provide accurate and complete payment information. Payment processing is handled by third-party payment processors (e.g., Stripe, PayPal), and your payment details are subject to their privacy policies.
You understand and agree that:
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Prices for products and services are subject to change
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All sales are final once the payment is processed unless otherwise stated
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Hourly/project fees must be paid in full; clients forfeit the right to dispute logged hours once invoiced
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Prices and timelines are estimates only and may change
Custom Work
For custom, customization, and/or branded projects:
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Requested changes must be in writing
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Up to 2 revisions are included
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Final deliverables are not released until full payment is processed
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No refunds are issued once work begins; deposits are non-refundable
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Beyond the Budget is not responsible for making changes not expressly requested during revisions
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Work cannot be used (in part or full) until payment is complete
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If a project is cancelled, full payment will become due immediately
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If a project goes beyond the original scope quoted or requires a significant amount of extra time, additional fees may apply
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If responses are delayed or meetings canceled/postponed, Beyond the Budget has the right to implement a new estimated completion date and is not subject to the original date
Beyond the Budget may reuse materials, designs, or concepts from custom work for other clients or commercial purposes.
Limitation of Liability
To the fullest extent permitted by law, Beyond the Budget is not responsible for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data arising out of or related to your use of our website, products, or services.
This includes damages related to:
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Use of (or inability to use) the website
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Any transaction made through the website
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Unauthorized access or alteration of your data
Termination & Updates
We reserve the right to suspend or terminate your access to our website, services, or products at our discretion, without notice, if you violate any of these Terms.
Termination may include:
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Revoking your right to use our website or services
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Removal of your account or user data
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Beyond the Budget may change these agreements at any time without prior notice. Continued use of the website or services constitutes acceptance of the updated Terms.
Privacy Policy
Our use of your personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand how we collect, use, and protect your personal data.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Utah/United States of America, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Utah/United States of America for any disputes arising out of or related to these Terms.
Changes to Terms and Conditions
We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated Effective Date. You are encouraged to review these Terms periodically to stay informed of any changes.
Contact Us
If you have any questions about these Terms, please contact us.